Insights

Risk Management - Insurance isn't enough

By Dacreed on Apr 12, 2019 8:45:18 AM

Risk is on the rise for New Zealand businesses, according to a recent survey. It also showed that those risks are occurring faster than they were before, with 52% of respondents confirming this.

Dealing with risk is an inherent aspect of business management, and it’s important to control and limit that risk so that you can focus on more important things, like growing your business and focusing on success.

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High-risk clients – bring them on

By Tim Larkin on Mar 15, 2019 12:10:00 PM

Why the untouchables could be the next big thing for your business.

As an insurance adviser you strive to represent your clients best interests and provide them with the best-value insurance in the market. However, what happens when your client has a poor claims history and many of the underwriting options are simply unavailable to you? 

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Is business banking lifting its game?

By Jillian Stewart on Mar 11, 2019 1:47:38 PM


When banks are exposed, why don't they do more to help businesses manage risk? 

All successful businesses are constantly looking for ways to improve. However, banks in New Zealand generally ensure they have significant security over all business loans, usually over the owners residential properties. This means that there are few immediate returns in investing further in their clients business needs beyond debt facilities.

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Hey brokers, don’t get left behind

By Benedict Stewart on Mar 5, 2019 10:21:51 AM

Business owners are in charge of their own safety net. But brokers know that business owners need advice from a competent financial adviser to ensure they have appropriate cover for their individual situations. In the old days the quality of the advice was enough to distinguish a good broker from the pack in the eyes of their clients.

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Risk management - It's about being proactive

By Tim Larkin on Feb 28, 2019 11:51:00 AM


If you talk to any big business owner, or their management team, they’ll tell you that managing mitigating and reducing risk is one of their top priorities. What they understand is that any investment they make to help reduce risk in their business is well worth it. They’ve assessed and calculated the risks and challenges their business faces, and have taken steps to eliminate them – or reduce them as much as possible.

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How to truly become a trusted financial advisor

By Tim Larkin on Feb 14, 2019 11:50:00 AM


When you think of professionals who business owners consider a trusted financial advisor, accountants would be among the first to spring to mind. And yet, in a 2018 survey of MYOB clients, only 6% thought of their accountant as a trusted financial advisor. That’s in stark contrast to the 72% of accountants who viewed themselves as trusted financial advisors.

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Revealed: how innovative insurance brokerage firms are using Dacreed’s platform to boost market share

By Tim Larkin on Jan 31, 2019 12:05:58 PM


Technology is changing the face of most industries around the world, and the insurance sector is certainly no exception. Software generally is making it easier than ever before for clients to get advice, purchase insurance, and process claims.

Dacreed is a risk management platform designed to help clients reduce and manage their actual business risk. It’s an add-on risk management solution used by clients to supplement their insurance policies.  Already, leading brokers are providing the platform to add value for their clients.

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The big mistakes costing small businesses in New Zealand

By Benedict Stewart on Dec 6, 2018 12:08:49 PM

It’s no secret that small businesses have it tough relative to their larger counterparts. It’s equally undoubted that a lack of resources, financially or otherwise, affects anything from credit ratings and capital raising through to people-power and technological capability. Due to the limited resources, small businesses are typically more exposed to external risks beyond their control, whether that’s an economic slowdown, a key employee resigning or losing an important contract. 

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Want to go agile? Make sure your team is prepared.

By Benedict Stewart on Dec 6, 2018 11:40:29 AM

The most innovative business teams are going agile. How can your team join the movement?

Up until recently, the agile methodology was a project management tool reserved exclusively for software teams. That’s because the original Agile Manifesto was designed by techies, for techies. Now business and strategy teams are adopting agile, and it’s taking off.

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